My child has insurance. Why have you sent me a bill?

Insurance policies vary. Some have deductibles, co-payments and co-insurance associated with them. Bills are sent to our patients in instances when insurance companies have paid their portions, and a balance remains because of deductibles or insurance coverage limits.

What is a co-pay?

This is a flat fee you pay each time your child receives medical care. For instance, you may pay $25 each time you visit the doctor. Your plan often pays the remainder of the office visit cost.

What is co-insurance?

The amount you are required to pay for medical care after your deductible is met. An insurance plan typically pays 80 percent of an approved amount, and your co-insurance is 20 percent. However, this can vary among plans.

What is a deductible?

The amount you must pay each year before your insurance plan begins paying your health care expenses.

What is Medicaid?

A Federal program administered by states to provide health care for certain poor and low-income individuals and families. Eligibility and other features vary among states.